Long-Term Care Insurance Options Around 70% of Americans who reach the age of 65 will end up needing long-term care for some amount of time in their remaining life, says a study by the U.S. Department of Health and Human Services. And, while it’s true, some people will get by with unpaid care from their …
Biggest Tax Changes For 2023 The Inflation Reduction Act is ushering in a number of changes for this tax season. It might look easy to get overwhelmed. However, many of these changes are beneficial. While the tax code as a whole is too large to keep up with every time it’s changed, do what you …
One possible silver lining to the state of the economy during 2022? It may have lowered the impact of required minimum distributions, or RMDs, on your accounts. Here’s a quick list of what you should know about calculating your RMDs this year. If you’re retired, and over age 72, you’ve most likely already started taking …
Older Americans may have many reasons for taking on part-time work after leaving their full-time job behind. It’s becoming more and more common for retirees to work well into their 60s, 70s, or even 80s. Are you among those considering a part-time job? If you are, it’s important to know how that income can impact …
If you have a pension plan, there’s a tricky decision you’ll be faced with as you near retirement. Will you take your benefits as a lump sum, or as a series of payments over time? For those leaning towards the former option, there’s some information you may want to have: That choice is a bit …
As the famous idiom goes, “In this world, nothing is certain except death and taxes.” And, while death may be a certainty, some taxes actually might not be. The tax implications of your charitable contributions and what you leave to your heirs might not be a concern you have thought about a lot. However, it …
A Tax-Smart Way to Leave Money to Charities and Your Family Read More »
President Biden has claimed this recent bout of inflation is only “transitory.” However, many people worry that this isn’t the case: Inflation may well be here to stay. So, then, we’re going to have to learn to live with it. You may be wondering: Is it possible to not just live with, but actually benefit …
How’d you like to get your share of $1.35 trillion? This is how much money was in the combined 24 million 401(k) accounts left behind at previous employers as of May 2021. You see, data from the U.S. Bureau of Labor Statistics shows that individuals who were born between 1957 and 1964 typically worked at …
Questions you make have asked yourself: What are stocks, how does the stock market work, and what are the potential dangers of investing in stocks? If you’re worried about these questions, you aren’t alone. Many people with limited financial experience are terrified of the stock market. This is due to the possibility of losing the …
Do annuities come with fees? This is a question that comes up often. Short answer: Some do, yes. However, others only come with fees when you select certain additional benefits, or if you violate certain terms of the contract. Importantly, whether you pay fees or not, and how much you pay, depends upon two factors: …
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Messina’s Wealth Management, LLC MS Lic #1503388
Messina’s Wealth Management, LLC
LA Lic #717402
Dominick Messina
LA Ins Lic# 222159
Dominick Messina
MS Lic #7176300
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