What is Prolonged Grief Disorder? When we lose someone close to us, it’s obviously normal to feel grief for a long time afterward, even years following the death. But, it’s an important distinction between this and what mental health experts call “prolonged grief disorder” (PGD). For a select group of people, the feeling of intense …
Should You Continue to Work Into Your 70s? An ever-growing number of Americans have been working past the traditional retirement age. Either because they can’t afford to retire sooner (an unfortunate possibility) or by choice. It does come with some benefits if you continue working into your 70s. Today, we’ll discuss some possible reasons why …
The Future of Social Security The Social Security Administration periodically evaluates the program’s financial health and adjusts various factors to ensure its long-term sustainability. However, many reports suggest that it will suffer a benefit reduction. It’s no surprise, therefore, that most millennials say they won’t be factoring Social Security benefits into their retirement strategy. They’ve …
Paying For The Cost of Long-Term Care You’ve worked long and hard to make sure you and your family have financial security. And, you’ve done what you can to prepare for the surprises that the future might hold. But, even the most well-thought-out strategy may not be enough to prepare you for the potential unexpected …
Banks Are Failing… Is Your Money Safe? The recent failures of both Silicon Valley Bank and Signature Bank have led many Americans to be concerned. Concern is natural when something like this occurs. If something similar happens to your bank, how safe is your money? Additionally, this event has increased ever-present fears of a recession. …
Long-Term Care Insurance Options Around 70% of Americans who reach the age of 65 will end up needing long-term care for some amount of time in their remaining life, says a study by the U.S. Department of Health and Human Services. And, while it’s true, some people will get by with unpaid care from their …
Biggest Tax Changes For 2023 The Inflation Reduction Act is ushering in a number of changes for this tax season. It might look easy to get overwhelmed. However, many of these changes are beneficial. While the tax code as a whole is too large to keep up with every time it’s changed, do what you …
One possible silver lining to the state of the economy during 2022? It may have lowered the impact of required minimum distributions, or RMDs, on your accounts. Here’s a quick list of what you should know about calculating your RMDs this year. If you’re retired, and over age 72, you’ve most likely already started taking …
Older Americans may have many reasons for taking on part-time work after leaving their full-time job behind. It’s becoming more and more common for retirees to work well into their 60s, 70s, or even 80s. Are you among those considering a part-time job? If you are, it’s important to know how that income can impact …
If you have a pension plan, there’s a tricky decision you’ll be faced with as you near retirement. Will you take your benefits as a lump sum, or as a series of payments over time? For those leaning towards the former option, there’s some information you may want to have: That choice is a bit …
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Messina’s Wealth Management, LLC MS Lic #1503388
Messina’s Wealth Management, LLC
LA Lic #717402
Dominick Messina
LA Ins Lic# 222159
Dominick Messina
MS Lic #7176300
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