This year, a record number of Baby Boomers will reach the traditional retirement age. By 2030, they will all be at least 65. However, this creates a fiscal problem, as fewer taxable workers means less money for Social Security. If Congress does not act, we will face a severe crisis. Here’s how a demographic shift […]
2024’s Record Number of Retirees May Spark a Recession Read More »
A prevalent worry among retirees is that they may outlive their retirement funds. As a result, many people are scared to squander their retirement savings. And it’s not surprising, given how poorly prepared many Americans are for retirement. You’ll regularly hear professionals in the financial services industry say exactly that. That many retirees are scared
Many are Scared to Spend Money in Retirement Read More »
Taking out an extra $10,000 from your savings for a new roof may not seem like a big deal at the time. However, costs accumulate, and plans to cover future expenses may be disturbed. Every penny counts in retirement, so you should create a detailed budget that addresses as many potential issues as possible. To
Unexpected Retirement Expenses Read More »
In 2025, members of Generation X will begin turning 60 years old. The generation limits of Gen-X are typically agreed to be 1965 to 1980. Did you know this generation frequently encounter the same few issues when it comes to retirement planning, though? Here are some things to keep in mind if you’re a member
Gen Xers And Retirement Read More »
Workers who change jobs often leave their retirement plan accounts behind and then forget about them. However, a new federal database should make it easier for you to find your lost retirement account from a previous job. As of May 2021, more than 24.3 million 401(k) accounts worth a total of $1.35 trillion had been
Recover Your Lost Retirement Account Read More »
You may feel more stressed and busy around the holidays, especially if you have to fly for Christmas or Thanksgiving. These holiday travel tips may help your vacation go more smoothly, whether you’re flying within the US to see family or friends or going someplace abroad. Today, we’ll talk about some less well-known holiday travel
Holiday Travel Advice Read More »
Traveling in retirement years may be your ticket to a new level of independence. You’ll have the opportunity to explore new places and have new experiences every day. If, of course, you’re the kind of person who loves to travel. Traveling in retirement gives you the chance to discover new destinations; planning a trip specifically
How Much Will you Travel In Retirement? Read More »
The IRS has been urging taxpayers to perform a tax checkup recently. This is to hopefully help you prevent getting unexpected tax bills in the next year. The agency underlined that many taxpayers would find themselves in a situation where they owed taxes if they did not change their withholding or make anticipated payments. Using
IRS Encourages “End of Summer Tax Checkup” Read More »
For many people, retirement is the ultimate goal: the day you leave work, return home, and never have to look back. Retirement, however, is not always what is anticipated of it, and many people live to regret the decisions they made before leaving their jobs. There are a lot of things to ask yourself as
7 Retirement Mistakes You May Live To Regret Read More »
Bonds and market investments aren’t the only options out there with the potential to generate higher income right now. Annuity payouts are also higher than they’ve been for a while. More specifically, the returns on annuities are based on interest rates. Generally speaking, since rates were just at their highest level since 2001, now may
How Higher Interest Rates May Affect Annuities Read More »
“You Earn It. We Protect It.” We believe in Keeping Your Principal Protected*, Simplifying Your Strategy, and A Reasonable Rate of Return**
Messina’s Wealth Management, LLC MS Lic #1503388
Messina’s Wealth Management, LLC
LA Lic #717402
Dominick Messina
LA Ins Lic# 222159
Dominick Messina
MS Lic #7176300
*Backed by the claims paying ability of the carrier.
**Our products offer a reasonable rate of return, over time.
IMPORTANT CONSUMER INFORMATION
This site is for informational purposes only and is not intended to be a solicitation for or offering of any product or investment. The offer for sale of an insurance product may only be conducted in a state where the agent is licensed and the product is approved for sale. The providing of investment advice relating to securities may only be done by a properly licensed individual operating through a licensed affiliate entity, unless otherwise exempt. Comments about past performance are not to be construed as a guarantee or assurance of future performance. This website may contain concepts that have legal, accounting and tax implications. We do not provide specific legal or tax advice, nor promote, market or recommend any tax plan or arrangement. Consult a tax/legal professional for guidance with your individual situation. No representations are made as to the accuracy or completeness of the information contained herein or any information contained in any link provided herein, nor does a consumer visiting the website create an agent-client relationship.
Dominick Messina, an Investment Advisory Representative (IAR), offers advisory services through Gibbs Wealth Management, an SEC registered investment adviser. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Messina’s Wealth Management and Gibbs Wealth Management are independent of each other. Insurance products and services are not offered through GWM but are offered and sold independently by Messina’s Wealth Management, License MS #1503388 & LA #717402, and Dominick Messina License LA #222159 & MS #7176300
By using this website, you accept our Terms of Use and Privacy Policy. GWM’s investment advisory services are available only to residents of the United States in jurisdictions where GWM is registered. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Any historical returns, expected returns, or probability projections are hypothetical in nature and may not reflect actual future performance. Account holdings are for illustrative purposes only and are not investment recommendations. The content on this website does not constitute a complete description of GWM’s investment advisory services. Before investing, consider your investment objectives and Gibbs’ fees. Gibbs is not a bank or depository institution licensed in any jurisdiction. Products offered by Gibbs are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
