People’s goals tend to align as they get older. They prefer to stay in their own homes for as long as possible, maintain their independence, and only seek assistance from family and friends when absolutely required. Aging in place refers to the practice of remaining in one’s own home throughout their retirement. However, successful aging […]
Should You Move When You Retire or “Age in Place?” Read More »
According to a new Gallup survey, which interviewed 1,018 adults across America, the average reported retirement age has increased from age 57, where it was in 1991, to age 66. This trend of working longer and retiring later was attributed to an increased full retirement age for Social Security, a longer average life expectancy, and
Working Longer, Retiring Later Read More »
As we age, we are increasingly confronted by those younger who insist on pointing out “things have changed,” and they, as part of the younger generation (which they take pride in telling us we are not), know a better way to go about planning for the future than we do. While certainly, there are new
While there is no way of predicting how things will play out in the financial markets in the coming months, allowing yourself to become distracted and unsettled by volatility will likely lead to rash decisions that can disrupt your well thought out long-term plans. Instead, stay focused on what you can control. This means sticking
We all want to eventually retire, and a dream for many would be to retire rich. Choosing when is the best time to retire is one of life’s big decisions, and one that requires thought before taking the plunge. While financial markets should never be the main driver behind this decision, they inevitably can have
When is the Best Time? Read More »
Even though the eligibility age for Medicare benefits is 65, other retiree benefits start much earlier. You can start receiving senior discounts by joining the AARP or AMAC after you turn 50. Minimum age requirements for other reductions can range from 50 to 65 years old, depending on the job or area. Do you have
Senior Discounts in 2025 Read More »
The cost of long-term care is significant and is something that most retirees will face. There are a few ways those costs can be covered, and you may not be aware of them. The obvious ones include self-funding or purchasing long-term care insurance. But did you know that some Fixed Annuity products that provide you
After years of diligent saving, many retirees become unsettled by the volatility in the markets, along with the risk of the unknown. The free-floating anxiety that exists when questions like when should you start withdrawing funds, how much is too much, will you have enough money to cover unexpected expenses, what if you outlive your
Uncertainty continues to be the only constant, and volatility is likely to continue as the market reacts to the changing trade landscape. While that can be nerve-racking, our position has always been one of prudence and remaining resilient when mitigating the risk of you losing your hard-earned retirement savings. We believe that will continue to
Our Ideas are Resilient by Design Read More »
This year, a record number of Baby Boomers will reach the traditional retirement age. By 2030, they will all be at least 65. However, this creates a fiscal problem, as fewer taxable workers means less money for Social Security. If Congress does not act, we will face a severe crisis. Here’s how a demographic shift
2024’s Record Number of Retirees May Spark a Recession Read More »
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Messina’s Wealth Management, LLC MS Lic #1503388
Messina’s Wealth Management, LLC
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Dominick Messina
LA Ins Lic# 222159
Dominick Messina
MS Lic #7176300
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Dominick Messina, an Investment Advisory Representative (IAR), offers advisory services through Gibbs Wealth Management, an SEC registered investment adviser. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Messina’s Wealth Management and Gibbs Wealth Management are independent of each other. Insurance products and services are not offered through GWM but are offered and sold independently by Messina’s Wealth Management, License MS #1503388 & LA #717402, and Dominick Messina License LA #222159 & MS #7176300
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