Are you a small business owner? You may find this interesting. According to this week’s article, “the 401(k) has become the go-to retirement plan for many Americans.” In fact, the article goes on to say that the “flexibility, tax savings and scale of 401(k) plans” have made them “attractive to employers”, as well as employees. However, there is a common misconception about 401(k)s. Namely, people think that you have to be at least 21 years old to have one. However, nothing in the federal law precludes setting a plan’s minimum age to be under 21. These choices are ultimately up to the plan’s sponsor. The only rules that do exist regarding age state that a “plan must not impose a minimum age condition beyond 21.” It’s never too soon to start to save for retirement. Call us for more ideas on how to do just that. We’re here to help.
We’re open for business despite this virus because no one should have financial concerns on top of health concerns. You can’t quarantine your retirement. We are here to help.
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