Having just taken a look at your traditional IRA, you may be wondering if the time is now to convert it to a Roth IRA. 

Choosing between a Roth and a traditional IRA requires you to estimate what your tax situation will be when you start drawing from the account. This analysis is different from person to person, and there is not a right or wrong answer necessarily. 

For some, the immediate tax break of the traditional IRA might make that type of account more appealing; for others, the prospect of tax-free income in retirement makes the Roth the clear winner. Call us if you’d like to talk about your options for retirement. We’re always here to help.