Questions you make have asked yourself: What are stocks, how does the stock market work, and what are the potential dangers of investing in stocks? If you’re worried about these questions, you aren’t alone. Many people with limited financial experience are terrified of the stock market. This is due to the possibility of losing the […]
Do annuities come with fees? This is a question that comes up often. Short answer: Some do, yes. However, others only come with fees when you select certain additional benefits, or if you violate certain terms of the contract. Importantly, whether you pay fees or not, and how much you pay, depends upon two factors:
Do Annuities Come With Fees? Read More »
It’s important to stay skeptical of promises of sure things during unsure times. Is a simple and reliable investment really simple and reliable, or does it just appear that way because the world is spinning? Jason Zweig at the Wall Street Journal says “As Russia launches its blitzkrieg against Ukraine, my inbox brimmed with reports
Don’t Make Hasty Decisions When Tensions are High Read More »
Recent changes within the stock market have acted as a warning to certain people. Specifically, Americans who are too old to be investing large amounts of money in the stock market. Many of these people are, unfortunately, unlikely to take that warning. You see, surprisingly, the market actually rose during most of the pandemics. And
Do You Have Too Much Money in Stocks? Read More »
Do annuities come with fees? This is a question that comes up often. Short answer: Some do, yes. However, others only come with fees when you select certain additional benefits, or if you violate certain terms of the contract. Importantly, whether you pay fees or Fixed indexed annuities (FIAs) provide an interest rate to annuitants.
How Are FIA Interest Rates Calculated? Read More »
Do annuities come with fees? This is a question that comes up often. Short answer: Some do, yes. However, others only come with fees when you select certain additional benefits, or if you violate certain terms of the contract. Importantly, whether you pay fees or not, and how much you pay, depends upon two factors:
Do Annuities Come With Fees? Read More »
The third tax-filing season to take place during this pandemic is set to begin soon. This will most likely come with more frustration and uncertainty for taxpayers and tax preparers alike. Now it’s true, some things will return to normal. For example, for the first time since 2019, the individual tax deadline will return to
Tax Season is Approaching Read More »
If we learned anything in the year 2020, it was that anything that can happen. So then, what can you do to be prepared? For starters, you can learn how to protect your money during a recession. What Happens During a Recession A recession is when real Gross Domestic Product (GDP) drops for 2 quarters
How to Protect Your Money During a Recession Read More »
Most people understand the reasons for having life insurance during their working years. But, sometimes people wonder, “Do you really need life insurance in retirement?” Fair question. In some cases, people obtain life insurance in their working years. First, they do this to protect their household income. If one spouse dies, for example, the idea
Do You Really Need Life Insurance In Retirement? Read More »
Could your spouse (or another family member) receive a fixed indexed annuity death benefit? If you’ve purchased or are thinking of purchasing an annuity, you might be wondering about annuity death benefit. Many people are concerned about what happens to their money when they die. The answer to this depends on several factors. We will
Annuity Death Benefit Read More »
“You Earn It. We Protect It.” We believe in Keeping Your Principal Protected*, Simplifying Your Strategy, and A Reasonable Rate of Return**
Messina’s Wealth Management, LLC MS Lic #1503388
Messina’s Wealth Management, LLC
LA Lic #717402
Dominick Messina
LA Ins Lic# 222159
Dominick Messina
MS Lic #7176300
*Backed by the claims paying ability of the carrier.
**Our products offer a reasonable rate of return, over time.
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This site is for informational purposes only and is not intended to be a solicitation for or offering of any product or investment. The offer for sale of an insurance product may only be conducted in a state where the agent is licensed and the product is approved for sale. The providing of investment advice relating to securities may only be done by a properly licensed individual operating through a licensed affiliate entity, unless otherwise exempt. Comments about past performance are not to be construed as a guarantee or assurance of future performance. This website may contain concepts that have legal, accounting and tax implications. We do not provide specific legal or tax advice, nor promote, market or recommend any tax plan or arrangement. Consult a tax/legal professional for guidance with your individual situation. No representations are made as to the accuracy or completeness of the information contained herein or any information contained in any link provided herein, nor does a consumer visiting the website create an agent-client relationship.
By contacting Messina’s Wealth Management, LLC MS Lic #1503388 / Messina’s Wealth Management, LLC LA Lic #717402 / Dominick Messina LA Ins Lic# 222159 /Dominick Messina MS Lic #7176300 you may be offered information regarding the purchase of insurance products, including fixed index annuities and life.
