This week’s article tells us that the typical U.S. household has few retirement savings, and that most people rely on social security. One of the reasons is the reduction in employers offering any retirement plan, and another is for those that do, there seems to be a shift away from “defined-benefit (DB) toward defined-contribution (DC) plan” What does that mean to the employee trying to plan for retirement income? “In a DB plan, a beneficiary receives a lifetime retirement income based on their years of service and their final salary. By contrast, a DC plan is one in which the beneficiary makes payments into an investment account, and then receives the accumulation, plus the investment income, on retirement.” If you are in a DC plan and think that having a product that guarantees you income for life would benefit you, call us. We can tell you what your options are. We’re always here to help.
We’re open for business despite this virus because no one should have financial concerns on top of health concerns. You can’t quarantine your retirement. We are here to help.
“You Earn It. We Protect It.” We believe in Keeping Your Principal Protected*, Simplifying Your Strategy, and A Reasonable Rate of Return**
Messina’s Wealth Management, LLC MS Lic #1503388
Messina’s Wealth Management, LLC
LA Lic #717402
LA Ins Lic# 222159
MS Lic #7176300
178 Main St., Ste. 103
Biloxi, MS 39530
3224 N Turnbull Dr., Ste. 100
Metairie, LA 70002
830 3rd St.
Gretna, LA 70053
5658 W. Main St.
Houma, LA 70360
3769 Pontchartrain Dr., Suite 9-1
Slidell, LA 70458
4322 Park Ten Dr.
Diamondhead, MS 39525
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